EMI & Loan Calculator

Calculate your monthly EMI with precision and plan your finances better

Real-time Calculations
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Loan Parameters

Loan Amount ₹ 25,00,000
Interest Rate (p.a.) 8.5%
Loan Tenure 20 Years
Years
Months

How We Calculate

  • Reducing Balance: Interest on remaining balance each month
  • Monthly Compounding: Accurate monthly calculations
  • Fixed EMI: Same payment every month for easy budgeting
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Financial Results

Monthly EMI ₹ 21,682 For 240 months
Total Interest ₹ 27,03,680 108% of loan
Principal Amount ₹ 25,00,000 Loan amount
Total Amount ₹ 52,03,680 Principal + Interest
Principal Amount
Total Interest Payable
Money-Saving Tip:

Paying extra principal every month can significantly reduce your total interest and tenure. Even small additional payments add up!

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